Homeowners Insurance
Homeowners Insurance Basics
Homeowners insurance protects your home from a variety of potential disasters. It covers damage to your dwelling and contents due to perils like fire, theft, vandalism, and severe weather. Most policies include building coverage for the structure itself, and personal property coverage for your furniture, electronics, and belongings. And, home insurance includes liability coverage, which protects you if someone is injured on your property or if you accidentally damage someone else’s property. We’ll help explain the details and search for coverage that fits your needs and budget. Contact us or request quotes to get started.
Homeowners Insurance Coverage
Dwelling
Covers damage to your home and attached structures.
Other Structures
Covers damage to other structures on your property that are not attached to the dwelling.
Personal Property
Covers damage to and theft of your personal belongings at the home.
Personal Liability
Covers lawsuits against you or a resident family member for damage or injury caused to another.
Loss of Use
Covers the cost of a hotel or other living arrangement if your home is unlivable after a covered incident.
Collectibles
Covers theft of higher risk property, such as jewelry, guns, and art.
Medical Payments
Covers minor medical bills for guests at your home that are injured.
Home Insurance Discounts
Package
Pay-in-full
Auto-pay
Safety devices
Claim-free
Paperless
Roof rating
And more
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